Should I Buy Before Selling My House?

The Pros, the Risks, and How to Keep Things Smooth

One of the most common questions homeowners ask is, should I buy before selling my house? It’s a big decision, and while the idea of moving straight from one home into another sounds ideal, there are a few important things to consider. This guide breaks down the pros, the risks, and how to decide if it’s the right move for you in today’s market.

It can work well, but only if you have a solid plan.

Why You Might Buy Before Selling Your House

You can move at your own pace
With homes sitting on the market a little longer, buyers have more time to think through decisions. This gives you a better chance to find the right fit without rushing.

You avoid the hassle of temporary housing
Buying first can mean skipping the stress of short-term rentals, storage units, or trying to time two closings down to the hour.

Your current home can shine
Once you move out, your home is easier to clean, stage, and show. That can help it sell faster and for a better price.

But It Comes with Some Risks

Carrying two homes can get expensive
If your current home takes a while to sell, you may be stuck with two mortgages, double utilities, and added pressure.

Financing may be more complicated
Bridge loans, home equity lines, or contingent approvals are all options, but not every lender offers the same solutions. You’ll want to understand what’s possible early on.

You may lose negotiating power
Some sellers hesitate to accept offers that depend on a buyer’s home selling. If your current home isn’t already listed or in escrow, your offer might not stand out.

How to Make It Work

Start with a lender and a Realtor you trust
A lender can walk you through your financial options. I’ll help you understand the timing and market conditions so you can make informed choices.

Get clear on your numbers
Know how much you can afford, how long you can carry two homes if needed, and what your current home is likely to sell for.

Consider listing sooner than later
Even if you don’t plan to move right away, putting your home on the market can make your offer on a new place much more appealing.

Have a flexible backup plan
Whether that means using savings as a buffer, negotiating a lease-back, or keeping short-term rental options in mind, a little flexibility goes a long way.

The Bottom Line

Buying before you sell can be a smart move when done carefully. In today’s slower market, you may have more room to plan and negotiate. The key is to make sure your finances, your timeline, and your goals are aligned.

If you want help deciding whether this path is right for you, I’m happy to talk it through. No pressure, just good advice and a clear plan.

If you’re still asking yourself should I buy before selling my house, let’s talk through your finances and your goals to figure out what makes the most sense for you.